Stella Scholastica Crowley1,2*, Mohammad Raton Sikder3, and Ajoy Dhar4
1Dept. of Business, BRAC University, Dhaka, Bangladesh; 2Dept. of International Trade, Commercial Bank of Ceylon PLC- Bangladesh Operations, Dhaka, Bangladesh; 3Business School, ISCTE-IUL, Lisbon, Portugal; and 4Business School, Yangzhou University, Jiangsu, China.
*Correspondence: stella.scholastica.crowley@g.bracu.ac.bd (Stella Scholastica Crowley, Department of Business, BRAC University, Dhaka, Bangladesh).
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ABSTRACT
The paper examined the strategic, operational, and financial performance of Commercial Bank of Ceylon Bangladesh Operations using its CAMEL-based performance record. For this study, financial data from the last seven years and organizational historical information, including updates to management structure, were collected. In addition, the primary source of practical working experience and observance provided detailed operational information. Analyzing the financial data through various key ratios and conducting CAMEL rating analysis has presented a thorough view of different sectors of the bank's performance over time, which has ranged from outstanding to satisfactory in all sector parameters except for liability management. Comparison against the local industry average has shown that the bank has been in quite a good position in the local economy in terms of recent crises such as Non-Performing Loans (NPL) than the banking industry. Despite the recommendation for an increase in manpower and promotion that will result in a decrease in liability, the paper also suggests an emphasis on reducing liability.
Keywords: Bank performance, rating, Commercial bank of Ceylon, CAMEL rating, and Financial analysis.
Citation: Crowley SS, Sikder MR, and Dhar A. (2022). CAMEL- based performance of a foreign bank in Bangladesh: a study on commercial bank of Ceylon, Int. J. Manag. Account. 4(1), 01-11.
https://doi.org/10.34104/ijma.022.01011
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